While the technology for online therapy has been around for years, it wasn’t until the COVID-19 pandemic hit that this service became essential for a much larger group of people. Since then, many services – including addiction treatment and therapy – have adopted this new method of providing treatment. And the convenience of online therapy cannot be beat. Many people face hurdles to treatment, including lack of transportation, a job, or other life responsibilities. Online therapy is flexible enough to work around your schedule, but effective enough to help you reach and maintain recovery.
Whenever you receive any type of medical treatment, there is a cost. But, like other medical treatment, insurance companies have policies when it comes to how much you’ll have to pay for treatment.
Shoutout™ is in-network with many major insurance companies; however, whether your insurance is in-network or out-of-network, there are three areas you may be financially responsible for:
- A co-pay: Fixed amount for a service and covered by your insurance.
- A deductible: How much you will have to pay before you insurance company pays for any medical expenses.
- Co-insurance: The percentage of costs you will pay after your deductible is met.
All three of these potential finances depend on the insurance you pick during open enrollment, and the cost of each is unique to you. Other facts that may impact your exact coverage for online therapy include:
- Your unique insurance plan
- The therapist/company you choose
- State regulations
When it comes to finding out exactly how much online therapy will cost, you have a few different options. You can call your provider or your insurance company and work with them. They can let you know about any co-pays, deductibles, or co-insurance costs you may be responsible for. Here are a few questions you may want to ask them:
- Does my health plan cover telehealth services?
- Do I have mental health and substance abuse disorder insurance benefits?
- Do I have a deductible?
- How much is it?
- Has it been met?
- Do I have a copay?
- How much is it?
If you’re looking for a quick answer, you can call Recovery Centers of America at 855-408-1050. We’re available 24 hours a day, 7 days a week. Once our Treatment Advisors gather some information, they’ll be able to give you an estimated cost of treatment. No one likes being surprised by medical bills; we take the guesswork out of the cost of treatment, so you have a thorough understanding of how much our treatment will cost and how to get started. Our goal is for treatment to be accessible and affordable for all.
When it comes to your health and recovery, time is of the essence. You deserve to prioritize yourself, so you can live a happy, healthy, meaningful life in recovery. Call 855-408-1050 any time to learn more about our treatment, receive an estimated cost of treatment, or for any questions or concerns you may have. We’re standing by ready to help!